Currently, I am trying to remain calm.
But I have a headache now…
I’ve already had two strokes this year and have an appointment in a few days to check and see if I have a clot that’s breaking off bits here and there.
My evening was going fine until around 10PM this evening. Then… I get a notification that some butthole had used my card at a Walmart in Georgia for over $300… I didn’t even have that much in my checking account.
It literally ripped the excess right out of my savings account.
So I currently have $3.95 in my savings account.
I just…
I was using the Debit card to curb my spending and all I’ve spent since Friday was $28 for Swiffer mop products on Amazon.
Am I angry? Very much so.
I managed to not scream this time.
Barely.
Instead, I calmly logged into my banking app and locked the card.
Now, it’s going to be the same old nonsense madness… Contact fraud department in the morning, head to the bank for yet another new debit card. I don’t know what my bank will do to the person who did that.
What I do know is that when the bank gives you a provisional credit, it makes them the victims and they go after the thief.
Now I have to use my credit card… Again. This time, I’ll be making sure I use my app to track everything. And set alerts on the card itself.
So I have the stress of needing repairs to my trunk’s lock. With it stuck, I’m literally crippled in regards to using it at all… That makes my travel even more excessive because I can’t store stuff in the trunk at all right now.
I need to get the car repaired. Again.
Which was going to go on the credit card anyways…
But…
I need gas.
… Which will now have to go on the credit card…
I need to buy groceries in a few days… which will also have to go on the credit card.
The cat’s groom, which will need to be rescheduled now… that too will go on the credit card.
I’m going to have to keep a very close eye on my credit card spending, because the limit is way over what I’d have in my checking account. In a four month period, I might have that much. Income total.
But let’s be real.
In 4 months, the money I have in my account doesn’t stay there. It has to go to bills and food.
And now looking at this card that has an APR of 29.24% despite having credit near 800…
FYI, my creditors told me that their rates rise with the federal government and they can’t at all lower the interest rate.
Pretty sure that’s a lie, but whatever.
I want to tear my hair out. I can’t believe this happened again! I was so careful…
So now I’ll have to negotiate my way around the prepayments that are set to go to the card as well.
… Oh, this sucks sooo much.
And I’m supposed to see the psychiatrist on Friday. And she will say: “So how are you doing?”
And I will have to tell her that I feel like eviscerating the person who stole my money, which is very limited now. What I get is nothing like when I could actually work.
I actually yelped yesterday from pain in my hips from sitting up. I struggle to open jars and my body doesn’t seem to want to heal anything anymore, so my thumb’s been struggling right along with me. For over three weeks now.
Today, I feel better because for the previous past two days, I had sharp cramping pains in my back, right between my shoulder blades.
Does anyone know what part of my thoracic spine that is??
At least it’s something I receive and I can pay bills… but it makes thefts like these so much more painful. The bulk of what I get goes to bills. It gets whisked away… POOF! Before I get to spend anything.
Sad, huh?
Oh well.
This, kids, is why having a credit card can come in handy… just remember to pay it!
Sorry for the rant, but I’m having a very bad evening.
But… things could always be worse.
Attitude. I’ve been learning that how you approach or view something can change your overall mood.
At least I can still get something to use, so there’s that… and I’m so glad that happened before I had any new money go in my account.
I can still walk even if I can’t walk in a perfect straight line anymore.
I’m mostly intact above the neck, but my memory has been terrible since January.
… I’m going to do my evening Bible reading to calm down. I’m making advances in the book of Acts right now. No clue when I’ll hit Revelation, but I’m getting excited.
I’ve also been advancing through Psalms as well. Psalm 119 is going to take me a loong time to re-read again. But afterwards, there’s Proverbs, Ecclesiastes and Songs of Solomon.
The Canticles… talk about being greedy for a woman who doesn’t want you. My goodness! So spicy!
Then Amazon Prime and laundry.
Hope y’all are having a nicer evening!
~J. Lyst
The headache is still there, but I’ll try some fruit to help. Or eat some honey.
Does honey cure headaches? No clue, but it’s delicious.
Oh man… and in all this madness, forgot to take my anxiety meds… which I cannot take now because I won’t be able to move in the morning….
Insert frowning smiley.
Your Thoughts?